21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand. - Hero Image
21
Joyces Road Paihia
Paihia | Northland

Where Palm

Meets Paradise

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Selma Peters
Selma Peters
Presented At
$1,420,000
Bedrooms
4
Bathrooms
3
Living
2,401
SQFT
Open Kitchen
Office
Air Conditioning
Kitchen island
Bar
Terrace
Balcony
Water View
Sea View
Mountain View
21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand. - Photo 1
21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand. - Photo 2
21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand. - Photo 3
21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand. - Photo 4
21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand. - Photo 5
21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand. - Photo 6
21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand. - Photo 7
21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand. - Photo 8
21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand. - Photo 9
21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand. - Photo 10
21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand. - Photo 11
21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand. - Photo 12
21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand. - Photo 13
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21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand. , Paihia , Northland

21 Joyces Road, Paihia

A thoughtfully designed, architecturally striking home nested above the shoreline, poised with stunning sea views.     Designed to maximise natural light in key living area, with wonderful decks which span the home. The main home boasts four spacious bedrooms plus an office. Beautifully appointed bathrooms walk-in wardrobe and ensuite.  Floor area 223 sq m (more or less) and section size 902 sq m (more or less) mainly native trees. Internal-access vehicle garaging, modern open plan kitchen,lounge and dining.  Paihia is renowned for its central Bay of Island positioning and revelled for its warm  hospitality and aquatic fun.  The seaside township where strolls along the promenade becomes your daily ritual. Boutique shopping and beaches.    Viewing by private appointment. Contact Selma Peters [hidden information] to arrange a time

Exterior

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Map showing 21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand.

Property Location

21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand., Paihia Northland

Local Weather & Climate

Paihia, Northland

Current Conditions Updated recently
75 °F
Clear sky
Feels Like 75°F
Humidity 54%
Wind 8 mph
Visibility 6.2 mi
Sunrise 5:39 PM
Sunset 7:33 AM
5-Day Forecast
Fri 30 Jan
Clear
High 75°
Low 60°
Sat 31 Jan
Clear
High 74°
Low 59°
Sun 1 Feb
Clear
High 76°
Low 65°
Mon 2 Feb
Clouds
High 79°
Low 62°
Tue 3 Feb
Clear
High 72°
Low 55°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Paihia?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

NZ$
%
NZ$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Paihia. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $142,000,000 20% down ($28,400,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$12,202
$12,202/day
Your home may appreciate while you sleep
$85,649/week $371,145/mo $4,453,740/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$78.1M
vs
OWN 📈 +$110.8M
$110.8M Potential Equity
vs $78.1M lost to rent over 10 years
$28.4M Down Payment Growth
3.9x
10yr
$110.8M
8.1x
20yr
$229.5M
12.6x
30yr
$358.6M
Wealth Comparison
×854
Equivalent to 854 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $358.6M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $167.2M +18%
Market $193.4M +36%
Optimistic $223.2M +57%
$110.8M est. equity
20 Years
Conservative $196.9M +39%
Market $263.3M +85%
Optimistic $350.7M +147%
$229.5M est. equity
30 Years
Conservative $231.9M +63%
Market $358.6M +153%
Optimistic $551.1M +288%
$358.6M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at 21 Joyces Road Paihia, Far North, NTL, Paihia, Northland, New Zealand features 4 bedrooms with 2,401 square feet of living space.
This property offers 2,401 square feet of living space.
This property is listed at $142,000,000, which equals $59142 per square foot.
Based on current market indicators, Paihia shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Paihia, Northland. The property is situated in an established neighborhood with convenient access to local amenities and services.
Selma Peters

Selma Peters

New Zealand Sotheby's International Realty

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